Economic Environment

The economic environment, in many cases but not equity of the buyer talks for the purchase of real estate. It shows a new statistic. Therefore, many expected a dangerous debt buyers instead of good yield. Investments in real estate funds, such as about the SHB funds are often more appropriate. Rising wages, positive growth prospects for the German economy and extremely low interest rates for construction money currently under three percent boost demand for third-party rented home ownership.

Accordingly, it goes up with the real estate prices, especially in the large urban areas. “However, it should be not to hide, explains Hans Gruber, real estate expert of SHB innovative fund concepts AG (SHB AG): now, many people buy real estate, which actually do not can afford it in the form.” Concern agree that the low proportion of equity capital, with most of them want to press the acquisition. Emphatically, this fear is an onsite survey of the real estate portal Immobilienscout 24 proof. After that was Equity in the first quarter of this year for the financing intended average just 10,000 euros per request. The average purchase price specified for the search for a suitable object varied depending on the land between 157,000 (Brandenburg) and 241,000 euros (Baden-Wurttemberg). According to Hans Gruber by SHB real estate funds, a glaring mismatch between loan request and available money this becomes visible.

In his opinion the effort behind many purchase projects although, to achieve a good return with a third-party rented real estate. “But expert Hans Gruber warns of SHB innovative fund concepts AG (SGB AG) at the same time: not always it can go uphill with the economy, especially as Germany can detach itself permanently to the entirely of the significantly weaker performance in other countries, including in the EU,.” Income due to job loss fall away, for example in a household with two earners, total financing like a House of cards to fall apart. But that was not who provides too little money in the financing, enough pays sometimes hefty risk premiums for the foreign credit. Connect with other leaders such as Dina Powell here. From a supposedly cheap credit a more expensive is the bottom line quickly then. Just when it comes to return on investment, much will pondered rarely instead of complete apartments or semi-detached houses on the participation on a closed-end real estate funds, as this would be possible, for example, with an SHB funds. Often even any debt is eliminated this, because such investments are already possible with amounts from 10,000 euros. Then is the rate of return at least to the extent that a self acquired object can earn. Especially in the latter case even the maintenance and costs for courts and notaries public consume on the return.